My Daily Prayer

I have been on a quest to learn how to more accurately pray for about a year now.  I may have mentioned that here before.  One of the places my quest took me was a book by John Eldredge.

Moving Mountains    -     By: John Eldredge

In this book, I was introduced to Eldredge’s “daily prayer”, a prayer he constructed and prays everyday.  I’m not sure he gives the prayer in that book (he might; I’m just not sure that’s where I found it), but he does on his Ransomed Heart website.  He has both the text and audio version of the prayer there.  It is also on the Ransomed Heart app.  I found it in one of those places, and have added it to my repertoire, praying it not daily but at least four times a week.  I pray different things every day; sometimes I do this Daily Prayer, sometimes I do the Lord’s Prayer, sometimes I do the Celtic Daily Office.  So I don’t do this prayer every day, but I do it frequently.

And I have found it useful.  I won’t go into all the Daily Prayer does or all that prayer in general does; I’m not qualified to do that, in fact, because I don’t know all that.  But I know it is at the very least true that “prayer changes me”, as the Anthony Hopkins version of C.S. Lewis says in Shadowlands.

Repeating the truths of God drives those truths into my mind, giving me a type of spiritual “muscle memory”, making those truths a natural, instinctive part of how I interpret what I see and experience.  Eldredge’s Daily Prayer contains a lot of these truths, and, while I again don’t want to try to explain what he could explain better, I think it does so for this reason: changing me, developing my spiritual muscle memory.  The Daily Prayer has done that for me, anyway, whether it was designed to or not, and that is one reason I love it.

I think prayer does more than just change me, though.  I think prayer actually does change things.  I don’t know that prayer “changes God”, as Hopkins-Lewis said, but I think God does act on prayer (again, for reasons I don’t know and can’t explain).  For example, I have found that praying for consecration (which I’m not sure is in the Daily Prayer as much as it is in Moving Mountains) has somehow consecrated me; temptations began vanishing when I started praying that way.  And the Daily Prayer contains petition for lots of similar changes.

So I think there is a lot of value in the Daily Prayer, and I do love it just as it is.  However, I am an organizer by nature, and I began wondering if it couldn’t be organized a little better (better being subjective there; better in my eyes if no one else’s).  I also had some other ideas I wanted to add to the Daily Prayer, ideas I took from other sources.  I was a little reluctant to do tinker with the prayer in this way, but I contacted the Ransomed Heart team nonetheless, asking what they thought about the idea.  They said this was a great idea, telling me the prayer was never meant to be recited in unwavering verbatim but was meant to be a guide.  With their go ahead, I then refashioned the prayer some.  I kept a lot of what Eldredge originally had, including the bulk of the structure, his repeated references to giving God “spirit, soul, and body, heart, mind, and will”, and his phrase “I receive it with thanks” which I find so powerful.  But I imported some other phrases of my own design that I’ve been praying for a long time.  I also imported some requests that weren’t in the prayer or that weren’t in the prayer as much as I would have liked.  I added the Serenity Prayer in there, too, and the consecration idea from Moving Mountains, and just a little from St. Patrick’s Breastplate.

In the end, my Daily Prayer is no more perfect than Eldredge’s.  As much as I would love to have every phrase and idea I ever pray on paper (because I again am and organizer and a collector and a preserver), I just can’t.  There is too much that just spontaneously comes to me as I pray (a lot of it from my daily Scripture readings) and too much I will learn in the future.  I just can’t document every great prayer idea or phrase I have.  I think my version of the Daily Prayer is a good skeleton, though, a pretty decent guide to get me (and maybe you) started.  So it is with humility (and thanks to John!) that I offer it to you now:

My Daily Prayer

My God; Great Three-In-One; holy and victorious Trinity; Father, Son, & Spirit.

I come to You now to be with You and to be made one with You.  I come to be restored in You, renewed in You, refreshed in You, rejuvenated by You, and rejoined to You.  I come to Your throne with confidence to receive You, Your life, Your love, and all the grace and mercy I so desperately need this day.

I ask the Holy Spirit to lead this time of prayer.  I ask the Son to intercede in this time of prayer.  I ask the Father to hear this time of prayer.  I ask You to interact with me in this time as I interact with You.  I ask You to receive me as I receive You.  I ask You to draw near to me as I draw near to You.  In all that I now pray, I stand in total agreement with Your will, with Your Spirit, and with all those everywhere who are praying for me.

I love God; I trust God; I worship God.  I praise Him; I glorify and magnify Him; I honor and adore Him; I exalt and extol Him; I respect and revere Him; I lift His name high and proclaim Him to be the highest.  I declare that He is.  I declare that He is almighty.  I declare that He is all-knowing.  I declare that He is all good.  I declare that He is light; in Him there is no darkness.  I declare that He is life; existence comes from Him.  I give myself over to Him in my heart’s search for light, goodness, peace, and joy.  I give myself over to Him in my heart’s search for life, meaning, purpose, reason, strength, and support.  I give myself over to Him in my heart’s search for love, family, friendship, relationship, and belonging.  I renounce all other gods as false and worthless, and I give Him the place in my heart they once occupied.  I trust that He and He alone is the source and supply of all I need and want.  I admit that He is the Hero of the story that is being told, and I am a supporting character.  He is the Lord, and I am the servant.  He is the Shepherd, and I am the lamb.  He is the King, and I am the subject.  He is the superior, and I am the inferior.  He is the owner, and I am the owned.  In this spirit I pray.

Heavenly Father, thank You for loving me and choosing me before the beginning of time.  You are the Creator, the Sustainer, the Redeemer, and the true end of all things, including my life and all life.  I love You; I trust You; I worship You.  You have proved Your love for me by sending Jesus; forgiven my sins through Him, included me in Him, granted me His righteousness, made me complete in Him and alive with Him, raised me with Him, seated me with Him at Your right hand, established me in His authority.  You have anointed me with Your Spirit.  You have given me every spiritual blessing in Christ.  You have adopted me into Your family and blessed me with the full rights of a son: the robe, the sandals, and the ring.  I receive it all with thanks, and I give You total claim to my life – spirit, soul, and body, heart, mind, strength, and will.

Jesus, thank You for coming to reveal the Father to me and to ransom me with Your own life. You are my true brother, friend, teacher, and master.  You are the one through whom all things come from the Father.  I love You; I trust You; I worship You.  By You my every sin is atoned for; I am delivered from the kingdom of darkness and transferred to Your kingdom of light; my sin nature is removed; my heart is circumcised unto God; and every claim being made against me is cancelled and disarmed.  I take my place now in Your cross and death, dying with You to sin, putting off the old man and putting on You and Your righteousness.  I take my place in Your resurrection, through which You have conquered sin, death, judgment, and the evil one; I give you my life so You can live and reign through me.  I take my place in Your ascension, through which You have ascended to fill the whole universe and cast down the evil one.  I sincerely acknowledge and accept You as my authority, rule, and dominion, my everlasting victory against the evil one and his kingdom, and my ability to bring Your Kingdom at all times and in every way.  Apply to me all the work and triumph in Your appearing, death, resurrection, ascension, and rule.  I receive it with thanks and give it total claim to my life – spirit, soul, and body, heart, mind, strength and will.

Holy Spirit, thank You for sealing me for the day of redemption and showing me the Father’s truth.  I love You; I trust You; I worship You.  You have come through Pentecost; clothed me with power from on high; sealed me in Christ; become my union with the Father and the Son.  You are the Spirit of truth in me; the life of God in me; my counselor, comforter, strength, and guide.  Fill me afresh.  Keep me in step with You.  Restore my union with the Father and the Son.  Lead me into all truth.  Anoint me for all of my life and walk and calling.  Bring me deeper into Jesus today.  I receive You with thanks, and I give You total claim to my life – spirit, soul, and body, heart, mind, strength, and will.

I bring the blood of Jesus Christ once more over my life.  I bring the riches of Jesus Christ over my life.  I bring the authority, rule, dominion, and full work of Jesus Christ over my life.  I bring myself under His banner and bring His authority over my home, my household, and my work; over all my kingdom and domain.  I submit everything to him.  I open the door to Him.  I invite Him into every room.  I welcome Him into every corner of my life.  I give Him all keys; full access to me and mine.

I accept Your hope, love, faith, joy, goodness, truth, wisdom, power, and strength.  They have been offered, and I receive them with thanks.

I ask that You will equip me with everything good for doing your will.  I ask that I will be fruitful as I remain connected to the Vine and the Gardener.

I ask Your forgiveness for my every sin, and I ask Your strength to forgive every sin committed against me.  Search me, know me, and grant me the grace of Your healing and deliverance.  Bless me with a deep and true repentance.  May I be forgiven and forgiving.  May forgiveness be my spirit, my story, and my song.

I ask You to show me where You are working in my life and what You are doing in my life, that I might be able to cooperate even if I don’t understand.

I bring the full work of Christ between me and every person, and I ask that nothing but the love and Spirit of God be between me and every person.  I ask Christ to be in the heart of everyone who thinks of me, in the mouth of everyone who speaks to me, in every eye that sees me, and in every ear that hears me.  I ask that Christ be in my heart, mouth, eye, and ear as I think of, speak to, see, and hear others as well.  I ask that my interactions with others will be fueled and flavored with Jesus and only Jesus.

I put on the full armor of God: the belt of truth, the breastplate of righteousness, the shoes of the gospel of peace, the helmet of salvation; I take up the shield of faith and sword of the Spirit, and I choose to be strong in the Lord and in His mighty strength as I pray in the Spirit at all times with all kinds of prayers and requests.

I bring the authority of the Lord Jesus Christ and the full work of Christ against every evil power coming against me – against every foul spirit, power, and device.  I cut them off in the name of the Lord; I bind and banish them from me and from my kingdom now in the mighty name of Jesus Christ.  I thank Jesus for His angels and summon them in his name to destroy all that is raised against me, to establish his Kingdom over me, and to guard me and mine day and night.

I offer myself to You as a living sacrifice: spirit, soul, and body, heart, mind, strength, and will.  I ask You to accept and receive this offering of me.  I ask You to place me on Your altar.  I ask You to touch my lips with coal, to wash me, to cleanse me, to redeem me, to sanctify me, to consecrate me, to purify me unto Yourself.  I ask that all ignoble things be removed from me that I be an instrument for noble purposes, made holy and useful to the master, prepared to do every good work.

By the power of Jesus Christ and the truth He has revealed to me, I break all agreements with the evil one.  I reject the lies he has told me and which have bound me for so long, and I confess the truths of the Father, Son, and Holy Spirit, truths of light, life, and love.

I ask for the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.  I ask that I may live one day at a time; enjoying one moment at a time; accepting hardships as the pathway to peace; taking, as Jesus did, this sinful world as it is, not as I would have it; trusting that He will make all things right if I surrender to His Will; that I may be reasonably happy in this life and supremely happy with Him forever in the next.

I ask You to send forth Your Spirit to raise up intercessors for me, and I ask that these intercessors will contact me, letting me know of their love and prayers for me.

I now call forth the kingdom of God throughout my home, my household, my kingdom, and domain in the authority of the Lord Jesus Christ.  I confess that His is the power, and the Kingdom, and the glory forever.

In Jesus’ name, amen.

What I Saw – September 5, 2018

I met with several people from church on Wednesday night, September 5, 2018, to hear from God through the Scripture.

Following our traditional pattern, we read the Moravian Text’s New Testament reading for that day, which was Luke 20:39-51.

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This was a familiar passage.  Familiar passages can be difficult to use; they become too familiar to us; our familiarity with them keeps us from hearing God in them; we gloss over them or think we already know what they say.  But by reading slowly and looking at an unfamiliar translation (ESV), we were able to hear some interesting things.

Our attention was caught mostly by the fact that Jesus was praying.  We noticed that He was praying passionately even though He already received His answer (i.e., the cup would not be taken from Him).  We believed this was an indication that prayer is more than just asking God for things but is also a way to enter into the will of God.

This led us into the covenant triangle.

Image result for covenant triangle

We discussed the fact that obedience (which is what Jesus’ “thy will be done” prayer was) comes out of identity, which in turns comes from the Father’s acceptance/adoption of us.  We continued to discuss the fact that such obedience does not earn our identity but is an expression of our identity.  We noted that this obedience often comes through a time of prayer such as Jesus’ and takes a lot of trust.

After that, we asked what God might be calling us to do.  Since this was such a large message, I did not push anyone for a specific answer but allowed them to simply think about it.

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Here’s our whiteboard notes. The kids decorated it a little after we were done.

We finally concluded that this was not just a part of the Gospel story we all knew, nor was it even just a lesson God was trying to teach us.  We realized that this was actually Jesus living as a genuine disciple.  Yes, this is an example for us and can (and should) be used as such.  But it is a sincere example; Jesus did this not to teach us something (even though He does teach us in it) but because this is what disciples do; it is what He, as the premier disciple, needed to do at that moment.  Thus, such times of prayer, prayer offering submission to the will of God/a readiness to obey even in difficult circumstances, is what we need to do as well.

I was greatly encouraged by this devotional time.  I can’t wait for our next meeting on October 3rd.  I hope you can make it!

Never Have To Beg

“Remember, Daddy: you promised me a Freeze!”

That was what my daughter said to me this afternoon.  We were pulling into Taco Bell, our traditional Saturday lunch spot.  She had missed out on a chance to get a Yoo-Hoo earlier, so I compensated by promising her a Freeze at the Bell.

Image result for taco bell freeze

A couple hours later, we were there and she was reminding me of my earlier promise.  And reminding me.  And reminding me.

After the third reminder, which came less than 30 seconds after the first, I realized that I was experiencing one of those proverbial “teaching moments”, and I determined to seize it.

“Listen to me, hun,” I said as we stood in the Bell parking lot, taking both her hands in mine and keeping my voice as even as possible so she would understand I was intense but not angry, “I do remember my promise to you.  And even if I didn’t, I would only need a small reminder.  You don’t ever have to beg me for anything.  I am happy to give you anything you need.”

That (more or less; I think I was a little more eloquent at the time) was what I said to her in that instant.  And I did so not because I wanted her to know something about me.  I did so because I wanted her to know something about God.  I wanted her to realize that she doesn’t have to beg God for anything, doesn’t have to plead with God for anything, doesn’t have to beseech God for anything, doesn’t need to bang on the door of Heaven for anything, doesn’t need to be anxious for anything or afraid she won’t get something.  She doesn’t need to do that because God, like me but to an infinitely greater degree, is happy to give her what she needs.

This is something I have recently begun to realize.  I’ve been routinely praying to God for twenty-five years, a quarter of a century.  I’ve been sporadically praying to God longer than that.  And for most of those years, my prayers have had a desperation to them.  I have pleaded with God, tried to bargain with God, persuade God, reason with God, make my point, etc. ad infinitum.  It suddenly dawned on my sometime this year, though, that all this is unnecessary.  If God is good (which the Bible repeatedly says His is and which nature strongly suggests), He will simply supply these things.  He will supply them not because I have successfully begged them out of Him.  No, He will supply them because He is a supplier.

Now I know you might question this a little.  After all, doesn’t the Scripture talk about “wrestling in prayer”?  Yes, it certainly does.  Paul uses that phrase in Colossians 4, and Jacob demonstrates the idea in Genesis 32.

Image result for colossians 4:12

Paul doesn’t say what Epaphras was wrestling in his prayers, though.  It may well be that he wasn’t wrestling with God (which is how I imagine many interpret this verse) but rather with those spiritual forces who oppose the will of God.  And, yes, Jacob wrestled with God until he was blessed, but I’m not sure the Scripture says that his wrestling was what really got him blessed.

No, I think God gives because God is a giver.  I think God gives apart from begging and desperation.  I think God is exactly like the father in Luke 15 who told his eldest son:

Image result for luke 15:31

That son didn’t need to beg.  He did need to ask (which is how families work but apparently not what he was doing).  But he didn’t need to beg.  He didn’t need to get desperate or fear.  My daughter doesn’t, either.  Nor do we.

40 Hours of Prayer

I am part of a interdenominational church group called Church Without Shoes.  Every year, this group starts Holy Week with a forty-hour period of prayer.  We call this period “40 Hours of Prayer”.  Pretty straightforward, right?  The prayer is hosted at a church called Sanctuary Ministries, a church that is centered on worship, prayer, prophecy, and artistic expression.  This church has really put their talents into this forty-hour prayer period.  They divided the period into 40 1-hour segments, each led by a different pastor (I did two periods this morning as the pastor scheduled to take over for me couldn’t make it).  They further divided this hour into stations based on Jesus’ teachings in John 13-17.  I wanted to share these stations with you, so I took some pictures.  Here they are:

20180326_085651This is the first station.  I and the people I led repented here and reminded ourselves of God’s promise of forgiveness.

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This is the entry to the prayer room.  It is designed to replicate the door to a Jewish household on the night of Passover.  You can see the blood above the door (not real, of course).  The idea is that we were interceding for our valley (our area is a valley, and we pastors often speak of it in that way).  We were asking for the destroyer to pass over our valley and God’s blessings to flow in.

20180326_084204The first station.  We read Jesus’ “new command” to love one another.  We thought about someone who needed His love, wrote their name on a card, and asked Him to fill us with His love for them.

20180326_084216The second station.  We had the names of people suffering from anxieties given us by the churches over the past several weeks.  We asked that Jesus would comfort them in their anxieties (see the hands of Jesus coming out of the troublesome headlines) and then we moved their names into His green pastures beside the still waters (Psalm 23).

20180326_084225Third station.  We read Jesus’ teaching on abiding in Him from John 15.  We prayed for those who have lost connection with “the vine” and then connected their names to the vine.

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Fourth station.  We asked the Spirit to direct our attention to one of the pictures (all of which were hands in some state of action).  We then reflected on what God was saying to us in those pictures.  Some of us wrote what we heard down on paper and clipped it underneath the appropriate picture.  I heard God telling me to be more open to people, especially those that seem like “lost causes”.  (My paper is the second one under the picture of the open hands.)

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The final station.  We prayed for unity among all the churches in our valley, the same thing Jesus prays for in John 17.  There were church names on cards.  We each picked a name, prayed for that church, then attached it to the cross.  I did not know most of these churches.  Many of them were far different from my church (more ecclesiastical, more denominational, etc.).  I prayed for them anyway and ask for unity with them and with all followers of Jesus Christ.

20180326_084256We ended with communion.  I took communion three times with three different groups of people, and I loved Jesus every time.

40 Hours of Prayer is a highlight for me.  It would be even without all the artistry, but it is especially so with it.  I experienced joy, hope, peace, faith, etc. while leading people through these stations.  If you’re in our area, stop by before 5 PM tomorrow and pray yourself.  If not, pray where you are.  You may not be in our valley, but we want all of God’s blessings to be upon you as well.

God bless us all as we move to Good Friday and Resurrection Sunday!

Evensong

I just finished Tim Keller’s Prayer.  I bought the book several months ago, but just got to it in the first couple weeks of this year.  Knowing how my frugal mind words, I probably bought it after Keller tweeted that it was on sale for $1.99 or something like that (he frequently tweets deals like that, and I frequently act on them as I am cheap).

Image result for tim keller prayer

I didn’t buy the book just because it was cheap, though, nor did I buy it just because I am cheap.  I bought it because I wanted to learn to pray differently.  I say differently, not better.  I’m not sure words like better apply to prayer.  I think prayer is an honest interaction with a personal God, not a ritual which manipulates an impersonal force, so I’m not sure it is possible to do it better; I think an interaction with a gracious God like ours is an interaction; it can’t be described as better or worse, just like the time I spend with my wife or my daughter can’t be described as better or worse; it is time with them and thus always good.

But I thought I could do it differently.  I thought I could do it more honestly, could make these honest interactions more honest and more interaction-ish (?; sorry, that’s the best description I could come up with).  And I thought Keller could help me with that.

He certainly did.  He particularly helped me in the final chapter, “Practice: Daily Prayer”.  I this chapter, he gave a brief history of daily prayer as practiced by believers throughout the centuries.  He briefly mentioned that daily prayer and times of daily prayer are “biblical” (which is, of course, very important to a Bible-based guy like me).  He mentioned the “Daily Office” with its seven times of prayer.  He also mentioned that this office was “proven to be physically insupportable” (this, incidentally, is what I thought about the office when I first learned about it in college; how can people keep waking up in the middle of the night to pray?).  He discussed changes to the office after the Protestant Reformation, changes which reduced the times of prayer from seven to two (Morning Prayer or Matins and Evensong).  Keller then said that Protestants in modern times dropped down to one time of prayer they called “Quiet Time”.

These comments about Quiet Time were particularly enlightening to me because this is what I was taught in college and what I have been continuing to do ever since: have one time of prayer and reading called either “quiet time” or “devotions”.  I may pray and read at other times in the day, but that morning time is the only scheduled, directed time.   I was surprised to realize that I was not just following a pattern which had handed to me by my college professors but that I was following it uncritically and had been doing so for the better part of two decades (yes, I have made some significant changes over those decades, but I’ve still just been following this basic pattern).  I was surprised to realize this pattern was far weaker than patterns followed by centuries of Christians before me and did not have much to commend itself, either biblically or otherwise.  And I was surprised to realize that I was doing these devotions more as a duty than as a devotion; that is, I wasn’t really interacting with God because I wanted/needed to as much as I was going through the motions because I believed I had to in order to be a “good Christian”, because this is what my professors said I needed to do to be a “good Christian” (yet another phrase which does not apply to interactions/relationships with God).

This revelation led me to the big change I am going to be making to my way of praying.  I plan to add another time of prayer to my daily schedule, to have two times of prayer as the early Protestants did.  I will continue to do my morning prayers  pretty much as I have always done them: I will read a section of the Bible following my new reading plan, then I will pray through the Lord’s/Model Prayer of Matthew 6, personalizing it for whatever topic I happen to be praying about that day (myself, my family, my church, etc.).  I will also do what I call “my memory work”, reciting one of the epistles I have memorized.

In the evening, though, I will be doing a prayer more in line with the format Keller gives.  He suggests five parts to prayer: evocation (realizing we are coming into God’s presence), meditation (reading a passage of the Bible), word prayer (praying through the biblical text that was just read), free prayer (praying about anything else), and contemplation.  I will be using the Moravian watchword and doctrinal text as my Bible passage, thus keeping me in contact with the Moravian plan as I wanted to.  I’m going to call this second time of prayer “Evensong” in the Protestant tradition (a term I first heard from a girl I dated during Bible college and which was always attractive to me).  It won’t nearly be like the Evensong services of some churches.  If fact, it will actually be more like the Daily Office time called Compline as I will be doing it around 9:30 PM after my wife and daughter have gone to bed.  But I think it will be good.  In fact, it has been good the first couple times I have done it.

In addition, I will also adapt another practice Keller mentioned briefly.  At one point in this final chapter, he said, “Luther, as we have seen, believed prayer should be twice a day, while Calvin advised prayer to be brief and even more.”  I like the idea of more and brief prayers, little words to God offered throughout the day.  I have been doing this anyway, but it was encouraging to hear the word brief.  I was taught in college that prayers should be long.  Our professors were always concerned about the duration of prayer for some reason, telling us that if we were “good Christians” (yeah, that again) we would pray for an hour a day or more.  I like Calvin’s idea that duration is unimportant, that brevity is in fact more desirable.  Offering quick words to God as I go about my day (again, honest words, not rote ones) seems to me to be a genuine walk with Him, which is what I am looking for.

I think these challenges will help me have the honest interactions with God I am looking and longing for.  I think they will allow me to keep what is good about the “quiet time” I’ve been doing while simultaneously incorporating the numerous good things Keller talked about.  I’m very happy and thankful, then, that I read the book and gave it a chance to influence me.

Church Without Shoes Prayer Meeting

I’m a part of a group called Church Without Shoes.  Most of us in the group admit that the name is silly (it refers to the fact that under our denominational “shoes” (distinct practices and doctrines) our feet (faith) all look the same), but we love the group and the idea behind it.  The group started when several pastors/ministers from several denominations 1) became aware of each other, 2) saw some similarities in each other, and 3) began to trust each other enough to first pray together, then cooperate together, and ultimately do life/the life of faith together.

Each month the group meets for prayer.  Yesterday, we had our monthly prayer meeting at our congregation (First Christian Church – Pleasant Hill).  While we were praying, I managed to grab a couple pics.

I really need this group.  Do I have differences and disagreements with some of the pastors?  Absolutely!  Do I see those differences/disagreements as worthy of breaking fellowship with them?  Absolutely not.  What I have learned after nine years with these men and women is that their faith is as genuine as mine.  They are clearly followers of Christ.  Maybe the are in error about some things (maybe I’m am, too; I doubt I’ve got the faith perfect in doctrine and practice), but they are still clearly followers of Christ, members of His family, my brothers and sisters in the faith.  I believe I have to fellowship with them (1 John 5:1ff), and I am very happy to do so.

If there is a similar group in your area, you should consider participating.  You will get more than you lose.  If you’d like to check our group out, you can find us on our website and Facebook and Twitter.